Credit Plus is a digital supply chain finance platform addressing the critical cash flow challenges faced by SMEs in Jordan and the broader MENA region. Through innovative reverse factoring solutions, Credit Plus enables SMEs to unlock liquidity and achieve financial stability by leveraging the creditworthiness of their buyers.
The platform bridges the financing gap through an automated, transparent ecosystem that connects SMEs, banks, and corporate buyers. By digitizing invoices and enabling early payment options, Credit Plus reduces operational inefficiencies and provides access to affordable financing without traditional debt structures.
The MENA supply chain finance market is valued at over $210 billion in trapped accounts receivable. With 98% of the region's businesses being SMEs and 80% facing cash flow challenges, Credit Plus is positioned to drive financial inclusion and digital transformation across the region.
Buyer’s benefits with Credit Plus include extended payment terms (without hurting suppliers which frees up cash flow to invest the surplus) and reduced inventory costs with cash rebates that attract new suppliers who don't offer deferred payment.
Supplier’s benefits include easy access to financing (without recourse and without collaterals needed from banks), reduced days sales outstanding (DSO), lower financing costs compared to traditional finance, and an easy to access platform to upload approved invoices online.
