Emerging Markets Payments Group

Emerging Markets Payments (EMP), a Network International group company, was established to deliver world-class electronic payments services to banks, retailers, governments and consumer finance institutions across the Middle East and Africa.

EMP’s vision is to be the leading provider of trusted and affordable world-class payment services in Africa and the Middle East and in doing so have a profound effect on the lives of people in the region and on their economies.

EMP’s mission is to become the leading provider of trusted and affordable world-class payment services to Africa and the Middle East by addressing all geographies; all payment schemes; all product categories; all channels; all client types; and delivering, and being seen to deliver, real value to all EMP stakeholders including governments, communities, employees and shareholders through strong leadership, professional management, innovation and a commitment to the highest levels of data security.

Globally, a significant shift is taking place as societies move away from cash-based economies to greater use of electronic payments, a trend that is emphasized in the emerging markets of Africa and the Middle East. This trend offers significant opportunities for all stakeholders, from banks, retailers and card associations through to the end consumer.

EMP is committed to remaining at the forefront of this revolution by creating a payments platform that drives card penetration and other payment types in these emerging markets.

EMP is owned by Dubaiheadquartered Network International, the largest acquirer in the United Arab Emirates (UAE) and a leading payment solutions provider in the Middle East and Africa. Network International and EMP together service more than 70,000 merchants and 200 financial institutions across 55+ countries. EMP offers the full range of card schemes, including Visa, MasterCard, American Express, Diners Club and China UnionPay, and can address all payments channels, including card, mobile and internet.

EMP is a trusted partner that operates to the highest standards of integrity and corporate conduct. All investment decisions and operating activities are underpinned by clear and explicit principles. The leadership team of EMP and its parent company Network International have established a strong culture of ethical business practice, and the Group as a whole commits itself to the highest standards of compliance, governance, transparency and accountability.